PediaWorld

Right now is a good time to be getting into the copywriting market, both as a buyer and as a seller. Am I serious, seeing as how we’re in the worst recession since the 1930s?

Yes, I am. I’m deadly serious, because right now people need good copywriters more than ever. But as ever, there are a few caveats. The first is don’t deceive anyone, least of all yourself, you can perform miracles.

You can’t. No matter how good a copywriter you are, you’re not a superbeing who can control people from afar by the power of the written word. No one can do that. and those sales letters you read from pro copywriters who claim they can are selling you on your hope it might be true.

The truth is, while setting up as a freelance copywriter is probably the easiest way to run your own business (all you need is a phone, PC, printer and perhaps a fax, and you’re in business), actually making it work is no easier, and perhaps harder than any other.

Right Now The Copywriting Market Is Flooded

It’s true. I recently spoke at a copywriting summit, and there were literally hundreds of newbie copywriters starting up in business. There’s no shortage of work out there, to be sure, but there’s no shortage of competition, either.

And be warned: the worst thing you can do is drop your fees, because that just means you’re working the same hours for less money. And there’s always someone willing to work for less than you.

Here’s my advice to you as a copywriter: aim for the high end of the copywriting market and offer a “concierge” service. Get some great books on marketing as well as copywriting and build value into your services by offering marketing advice as well as “done for you” service, where you deal with printers, ad departments, graphic designers, and so on.

Your clients won’t care too much how much they pay you if everything happens for them as if by magic!

Be Prepared To Pay Higher Rates Than Before!

And my advice to buyers is this: the good copywriters have increased their fees, so get used to this idea. Why? Because demand for their specialist services has increased (I, personally, am busier than I ever have been, and I’ve “closed the doors” on new clients for the foreseeable future). For me, at least, the copywriting market is extremely healthy.

The second piece of advice I’d give to anyone looking for a copywriter is use TWO.

First, bite that bullet, dig deep in your pockets, and invest in the best copywriter you can afford for your important sales pieces.

But then take on a cheaper, more commoditized copywriter for the more run of the mill stuff. For example, it’s really not worth your while paying my rates to get me to write you a free report or something like that. I don’t charge less just because the work is less involved. My time is worth what my time is worth.

In Conclusion

As a copywriter you don’t have too much to worry about in this recession, because demand is still high for copywriting services. But as always, aim at the higher end of the copywriting market: “cheap” clients are hard to please, slow to pay, and tend to blame you when things don’t go according to plan.

Grit your teeth and set your own value, and then stick to it.

And as a buyer, don’t be cheap! You can’t expect to get a good sales copywriter for $500. If they were any good they’d be able to write copy and handle their own marketing so they were charging a high fee!

You WILL get what you pay for, and there’s nothing more expensive than copy which doesn’t make you a profit! 

More than a billion people use the Internet worldwide, reports “PC Magazine.”

In America, 88 percent of the population state that the Internet has a role in their lives and 53 percent report that they do more of certain everyday activities” simply because they can do them on the Internet,says Ronald Roach, who recently did a survey of Internet users for Black Issues in Higher Education.

Understanding Internet users is important to thousands of people with Internet businesses and others who use the Internet to complement their off line businesses. Business owners can better understand Internet users and any market or group of people by using a new Matrix Market Segmentation process.

This process involves gathering facts about a market and from those facts, determining personality and social characteristics. For example, age, education level, income, and social class facts about a market reveal other characteristics that can improve a business owner’s ability to communicate with and relate to market members more effectively.

Age

Almost two-thirds of Internet users are older than 35. Yet few are elderly. This indicates that Baby Boomers comprise the majority of Internet users. The early adulthood and middlescense life stages dominate.

Baby Boomers differ by when they were born. The Vietnam Group was born between 1946 and 1955, and the Me Group was born between 1956 and 1965). Because their attitudes about finances, social activity and spirituality differ considerably, knowing their age provides personality and social characteristics that enable business owners to separate them into niches.

Similarly, life stages provide characteristics that can be used to segment markets.

Two life stages – Early Adulthood (ages 30 to 45) and Middlescense (ages 45 to 55) – include the majority of Internet users. Life stage information deals with tasks that are important during each stage. Differences between the two stages include that people in early adulthood often sacrifice themselves for family and jobs, but by Middlescense, people reevaluate these sacrifices, questioning their earlier choices.

Education

A little less than a third of Internet users have a college degree. According to an article on Internet connectedness, High School students use the Internet for social interaction and entertainment rather than to gather information. Thus, they do not comprise potential customers for Internet businesses.

Because Internet connectedness has been positively related to increased education, better-educated people are more likely to find and buy products online.

Most education characteristics relate to social class, but some differ strictly by amount of education. Characteristics for college graduates and people with some college differ significantly. For instance, people with some college watch more television, save their money rather than invest it, and value what is hot more than price. College graduates read more newspapers, invest more of their money, and spend money on cultural and aesthetic products.

Income

A 2001 study found that half of Internet users earn more than $40,000 per year while the other half earn less. A later study reported higher incomes with the vast majority earning between $35,000 and $75,000, and less than 20 percent earning more than $75,000.

Social Class

Income and education demographics reveal that the middle classes comprise the majority of Internet users. Middle Class characteristics include being conservative and traditional, valuing education and substance over style, living graciously and bettering careers.

Gender and National Origin

Although most early Internet adopters were male, gender ratios now almost represent the population. Caucasians make up three-quarters of Internet users, with Asians comprising the largest non-Caucasian group, according to an article in “The Information Society.”

Putting the Characteristics Together

By putting these characteristics into a matrix, the Matrix Market Segmenting process reveals those characteristics most shared across segments. 

Have you heard the saying about “putting the cart ahead of the horse”?

Well, that’s exactly how most infopreneurs approach their business – and the primary reason for many failing at it, or massively under-performing their potential.

The key to successfully selling information products to niche target markets lies in this critical factor…

You Must Find Your Ideal Market First

Forget about your product. Don’t bother about what you know best. Both are useless without a hungry crowd desperately wanting your information product.

So the big question to ask yourself first is: “Who wants or needs what I know?” The answer to that question should define the course of all your actions to build an infopreneur business.

Let’s assume you’ve discovered a cure for cancer. Who needs it? People with cancer, of course. No matter how excellent your information is, it will only be of peripheral interest to someone without cancer. And even if it is poorly packaged, sloppily presented, expensively priced – it will be of immense value to a cancer sufferer who may benefit from the value of your information.

Where are you likely to be able to sell water easily? In a desert, where everyone is thirsty. Not in an oasis where water is plentiful and many others are there to sell it. Who will buy from your hamburger stand? Hungry folks.

The key to info-preneuring success is locating your perfect prospective audience, people that face a problem, experience a pain, feel a deficiency that your information product solves.

But that alone is not quite enough. Your ideal prospect is one who not only wants or needs your product, but also:

* Can afford to buy it – If you are selling investment guides to bankrupt clients, you are doomed to fail… because your target market cannot afford to pay your asking price.

* Has previously bought similar things – A past customer is many more times likely to buy a related product or service again than someone who has never exhibited buying behavior in the past.

* Is willing to spend the money – Being able to afford something is NOT often the same as being willing to spend the cash on it! Make sure your research covers this issue, and that your niche has people able AND willing to pay for your information.

* Can be identified easily – If your target market does not share other common interests or give you a way to conveniently identify and reach them with your marketing message, then you may end up wasting a fortune on advertising – and still not make a dent in the market!

By clearly defining your ideal prospective buyers and ensuring they fit the criteria detailed above, you will find it easy and effective to be successful as an infopreneur.

That’s why smart infopreneurs must always know their market – first! 

It’s easy to open the business but can you target your market? Demographics are an important element to any business. Do you know how to use demographic data in your marketing?

Demographics is the statistical data on the human race. It includes information such as sex, age, and income, and it is used by business to identify the target markets for their products or services. Demographics are used to tell you who your customer is, where they reside, what sex they are, and whether your products are likely to be purchased by them.

You can use demographic data to study both your existing customer and your potential customer. Demographics allow you to target a specific demographic group with your marketing. It also lets you know when things are changing which then allows you to make changes in your marketing. Demographics is a critical tool for small business who have very little room for error.

You need to use your demographic data to identify characteristics in the population to determine who your potential customer actually is, and to locate the geographic area where the most potential customers live. This information is then used in your marketing to identify which products to carry, how to use your advertising dollars, and what the buying habits of these people are.

So for example, you wanted to market a new line of denture cleaners, you would want to know where the majority of elderly consumers live, how many wear dentures, and whether they were on fixed income. Getting the answers to these types of questions is what demographic data studies will do for you.

In the past we saw a rather shotgun approach used to attempt to market a product or service, by targeting a mass market. This was done by using the radio or television. The idea was not to find who wanted what you had to offer, but rather about spreading the news to huge numbers of people. This is by far the most ineffective marketing eve, yet it is still widely used today.

Do you know what that means? It means you can gain the upper edge with your open minded way of doing business. It means you can use demographic data to target your market and thus to a much more effective job of finding customers that are interested in your product.

Using demographic data in your marketing allows you to build a customer profile. This means you learn as much as possible about the customer you have now and the potential customer and they you act accordingly with your business. You can then run specialized marketing or advertising campaigns that are targeted at the demographic market you’ve identified.

Once you collect demographic data you sit down and review it thoroughly and decide which direction you now want to take your business. You can then decide which products you will carry or what services you’ll offer. You’ll decide what you’ll charged based on the demographic information collected. You’ll also decide things such as hours of operation, promotional campaigns, and advertising budgets.

Now that you why and how to use demographic data in your marketing, what are you waiting for? 

If you have an Internet business, or plan to start an online business, then it’s important to have a marketing strategy in place to help you beat your marketing competitors.

One of the first and most important aspects of marketing is finding a product that you like and enjoy using. If you are trying to market a product that you don’t believe in or use, it will come across to your customer. Pretending you like the product doesn’t work either.

Consumers are intelligent and have no problems spotting a phony sales pitch. So if you don’t like it, don’t try and sell it. But, if you do like it, talking genuinely about your product will go a long way toward making a sale.

Initially, choosing your product may be the hardest part of having a business of your own. You may find that the first product you choose isn’t what you thought it would be, or isn’t as good as you thought. Don’t get discouraged.

Many of today’s top Internet marketers started exactly where you are right now. It may take you trying a few products before finding the one that fits. Just don’t give up. You will find a product that is perfect for you, and when that happens, it is just a matter of time before you are knocking your marketing competitors away.

Although you need a product you believe in, you do need to take note that the product will not sell itself, it is the marketing that sells the product. You could have the greatest product in the world, but if you can’t convince other people that it is you won’t be able to compete.

By putting into place successful strategies, you will bring the business to you, instead of you pursuing customers who aren’t interested. Become the hunted instead of the hunter. It is important to stop thinking of sales and start thinking about marketing. Without a solid marketing plan in place you won’t get the sales you want.

As a marketer it is important to track and test your ads and promotions. Tracking your ads and promotions shows you which ads are working and which ones aren’t, therefore allowing you to solely focus on the ones that work. Marketing takes time, in the beginning more than you think, so don’t waste your time on ads and promotions that have an unsuccessful track record. You wouldn’t put a dead battery in a car hoping that one day it decides to work, so don’t do that with your business. Use strategies that have proven to be successful.

One of the most important aspects of any business is good customer service. Make your customers the focal point of your business, because without them you have no business. With so much marketing competition on the Internet today, any lack in your customer service department will send your customers to your competitors. Remember, happy repeat customers mean higher profits.

Here are four proven successful strategies to good customer service.

* Answer each and every email and phone call regardless of how mundane you think the question or reason is. If your customers feel that their complaint or comment is legitimate then it is your job to listen and take what they have to say into consideration.

* Don’t make promises you can’t keep. This one is pretty self explanatory. There is no exception to this rule. Make a plan, keep your promises.

* Be helpful. Even if there is no immediate profit for you, there may be in the future. The future customer may just need some more information about your product in order to make a more informed decision. Helping equals sales.

* Toss in a bonus. It is a proven fact that people love to get more than they thought they would be getting. So a coupon for a small discount off their next purchase or a little additional information on the product, your customer will appreciate it, remember it and return.

Sometimes it’s the smallest things that make the biggest difference.

It is also important to research your competitors and what they are providing. How can you successfully work toward beating your marketing competitors if you aren’t familiar with what they are offering to their customers? Take what you see as what your competitors are doing wrong and use it to your advantage. 

Surveys are standardized to ensure reliability, generalizability, and validity (see quantitative marketing research). Surveys are a mixture of science and art, and a good researcher will save their cost many times over by knowing how to ask the correct questions. Surveys are flexible in the sense that a wide range of information can be collected.

A survey may focus on opinions or factual information depending on its purpose, and many surveys involve administering questions to individuals. Serial surveys are those which repeat the same questions at different points in time, producing time-series data. Structured surveys, particularly those with closed ended questions, may have low validity when researching affective variables.

There are several uses of the word survey, relating to two primary meanings: surveys to record the position of items or fixed points on Earth and beyond, such as astronomical surveys, bird surveys, and the broad field of land surveying; and statistical surveys estimating the number of people or other items, such as animals, organisations, or messages. Statistical surveys focus more on establishing the numbers or proportions of items than their position. Sample surveys collect information on only a sample from the population, in contrast to censuses.

Survey helps you succeed because: It’s Revealing Gain insights into what motivates your customers or members. The advantages of survey techniques include: It is an efficient way of collecting information from a large number of respondents. Disadvantages of survey techniques include the dependency on subjects motivation, honesty, memory, and ability to respond.

Usually, Data are presented by geographic area, industry, firm size, and legal form of organization.

The published data include number of firms, sales and receipts, paid, employees and annual payroll. There is an economy in data collection due to the focus provided by standardized questions. If you are creating a paper survey, you also want to make it easy for your data entry personnel. Using the right edge is also easiest for data entry. It also slows the data entry process when working with paper questionnaires.

Paid Surveys Online

Online surveys are not all scams and are in fact run by legitimate market research companies who are happy to pay you for your honest opinions. Brand Institute is a leading online market research firm dedicated to the strategic and innovative development of brand naming and identity solutions.

You will see that majority of the paid survey sites accept members from USA and Canada only. Once you join a survey site, you need to confirm your email address and then complete your profiles at the survey site. When a new survey is in progress, you will be notified by email if you qualify for that survey.

Companies need your opinions to improve their products and services, and in return you get paid for surveys in your spare time. Everybody has an opinion and now you can get paid to share yours through online surveys. And, before you know it, you too can cash-in on the online market research trend, getting paid to let your valuable opinions be known to some of the most recognizable businesses worldwide.

You can visit fun and exciting websites and fill out free paid surveys for cold, hard cash and even great prizes. Some paid survey sites enter you into sweepstakes where you can earn more money. Paid surveys are sent by market research companies to their panel members in order to conduct research for large companies.

Paid surveys are a great work from home opportunity to make some extra money in your spare time. Paid surveys and mystery shopping jobs have been a springboard for me. Paid surveys are perfect for all students, stay-at-home moms, and. The published data include number of firms, sales and receipts, paid, employees and annual payroll.

The most difficult part about making money with paid surveys was finding an extensive list of legitimate companies out of all the market research programs on the Net. Most of the reputed paid survey sites are online divisions of market research companies. Join as many paid survey sites as possible to maximize your earnings.  

Market analysis is a process that helps to determine what the buyer should pay for your property. It analyzes the market trends, the economy and ongoing competition based on past sales and current requirements. The seller teams up with a broker, and reviews the information available, regarding the market and the price of the property. An efficient agent always educates a seller about the methods of executing an effective marketing program. The market analysis helps in bringing together the market, economy, neighborhood, the condition and features of the property, and tax related information.

In order to sell a home fast the seller needs to analyze the market by adopting certain marketing tools such as conducting a survey, soliciting reactions from others, and the like. In addition, he or she needs to work on the following factors:

. Compare various home designs – You need to be informed about the various home designs in the market, to be able to compare them with your own home, and if necessary renovate it to bring it to the standards of other houses.

. Compare the size of the house, i.e. square footage – Knowing the square footage of the house helps you to negotiate the selling price, according to other similarly sized houses.

. Compare the quality – It is important to compare the quality of the rooms and other facilities provided in the house.

. Analyze the competition – It is also important to determine the demand and supply of the various kinds of houses in the market.

Market analysis is important to understand the market requirements. To be able to get a good price and sell your home fast, it is important to evaluate the competition. You could do that by implementing the following marketing strategies:

Strategy 1: Solicit informal feedback from prospective buyers: In order to sell your house fast, you need to develop a market analysis strategy, by initiating simple inquiries to your prospective buyers. You can give them a questionnaire querying about the kind of house they require, the purpose, and the price they are willing to pay. This will help you to gain invaluable insights about the selling worth of your house that you might not have realized.

Strategy 2: Neighborhood survey: It is essential to conduct a neighborhood survey to find out the kinds of houses on sale, and their price. This will not only help you to determine buyers expectations, but also helps you to set the right market price for your house.

Strategy 3: Conduct an Internet Research: Apart from the neighborhood research, you can look up the Internet for further information. It will help you to gather valuable information and compare your positioning, price rates and marketing approach, according to your competitors. This will also assist you to improve your marketing strategy to sell your home fast.

Strategy 4: Look for the right agent: Apart from conducting a thorough research, you will need the services of a real estate agent, if you do not wish to execute the daunting task of selling your house on your own. When looking for an agent, you need to analyze his/her abilities to sell your property with high profits. The agent should be able to implement his/her expertise to formulate marketing strategies and search for the best deals. 

Hopefully, you know about offers: why they’re important, and what they can do for the bottom line. You know to include offers in all your marketing communications, especially on your website: “We’ll do this for you if you do that for us” Or,”Here’s what we’ll give you, if you do one simple thing.” Offers boost lead-generating sites right up into the sky.

But, the stumbling block for all marketing is the type of offer to give. Do you offer them things? Services? Discounts? What shall we offer our prospects?

Calendars? Note Pads and Pens?

NO! None of those items will work for a lead-generating offer, on your website. They might pass for trade show give-aways, but, an offer on your website needs to have real, inherent value in the mind of your prospect. It needs to be something special. Something only you can give them.

Obviously, it’s not financially practical to offer an IPod to everyone who responds to your offer. It wouldn’t be a good idea, anyway. When something of too much dollar value is given away, free, your prospect immediately wonders, “What’s the catch?” They get suspicious of you, and your offer.

What do B 2 B Executives value?

According to a May 9, 2007 article in Marketing Sherpa, an online marketing research publication, in the B 2 B market, a white paper is the most desirable marketing tool to use, for offers. This is followed closely by Case Studies.

In a survey of 427 marketing executives, and 2,394 content users, the ranking of white papers was 79% by users, and 82% by vendors. Case studies came in at 62% for both categories.

The Advantages of Using White Papers

(“Manufacturing Efficiency Improves With New X_Y_Z Process”) are clearly there:

* White papers are filled with valuable content;

* The white paper can be tailored to the prospect’s interests;

* The recipient gets in-depth information on a subject of interest;

* They can be sent to recipients in a PDF file, at little or no expense;

* The recipient can download the paper to Save, or print it out;

* They provide real, physical evidence of your company’s efforts and successes.

What Do They Want To Know About?

If you’ve done your homework, you should have a good understanding of who your customer, and potential customers are. You should know what his ambitions are, and what he worries about. Knowing these two things will guide you to the subject of your white paper.

These days, most executives have advanced education degrees. This tells you they’re people who value information. They seek it out–the hows, the whys and the wherefores. They place a high importance on information. This is why white papers and case studies are so popular.

A white paper is usually a treatise 10 to 25 pages in length, covering a specific topic. It could be a new process your company has developed, or a report on clinical research into the efficacy of a new ingredient. It might be about a revolutionary distribution system that could be used by a wide range of companies.

A white paper is not a selling document. Respondents will request your white paper for the content. They do not want, nor will they appreciate, a sales pitch from you, in the middle of a discussion of functional results. At the end of the paper you will, of course, give credit to, and a brief bio of the author, and the sources. And you’ll include contact information for those who’d like to learn more.

Case studies are also excellent offers for prospective clients. These are short (two to three pages at most) studies done on a product’s efficiency, effectiveness, or popularity, for example. A case study presents the initial problem or challenge, then details the steps taken to find the solution, and concludes with the results of the solution.

If neither of these two “products” fits your needs, there are other products which have proven effective, as offers.

Free samples are always winners. The drawbacks include expensive packaging, postage and shipping expense.

Some companies offer Webinars, or demos, particularly is they want to demonstrate a new process or procedure. These can be effective, but reside at the bottom of the list, in Marketing Sherpa’s report.

You could develop CDs or DVDs, covering a wide range of topics: how you find and select the elements of your products, how your products are manufactured, or whatever you feel would illustrate and highlight the uniqueness of your company. Again, though, you’re facing added expenses, plus another “inventory” list.

Try a discount or “two-for-one” coupon for their first purchase. Be aware that this type of offer works best only to establish customer loyalty, and for customer retention.

I’ve seen companies offer smart, attractive Day Planners, or, through affiliate marketing, offer gift cards to a related business enterprise. (“Order our Smart Saw today, and we’ll give you a $50 gift card to Home Depot!”) These can work very well, on many positive levels.

Give these ideas some thought, then, implement one. You’ll only have to do this about once a year, for your regular marketing schedule, and for any trade show you attend.

If you have a truly great offer, you’ll dramatically increase leads, spread your good reputation and improve your ROI. 

Owning and running your own business can definitely be a challenging operation. The popular adage If you snooze, you lose – rings very true in the business world. Both your market and your customer demographic are constantly on the move, and if you fail to move with their ebbs and flows, you will find yourself going bankrupt, and ultimately closing your doors.

A smart and alert business owner keeps their ear to the ground so that they not only move with the market, but they anticipate the flow and react to stay ahead of their competitors. Whether you are maintaining your business venture, or expanding your business horizons, business improvements are an effective method of ensuring that you remain at the forefront of your market.

Business Scenario

You’ve opened a coffee shop catering to customers who prefer fair-trade coffee. You did this at a time when other larger stores chose to stay with their present inventory, so you were able to capture this niche “socially aware” demographic, without a great deal of effort.
For three years you have enjoyed your ethical market domination, enjoying the fruits of your labor, and have managed to expand your business, opening a new coffee shop location. However, because of your recent expansion, your cash flow is running on the thin side until your second location comes up to speed.

It’s at this point the larger java distributors manage to register that they’re losing a large percentage of their customer base and are not getting them back, despite their well-financed marketing campaigns. They finally bite the bullet, change their suppliers to bring in fair-trade beans, and then blast a powerful marketing campaign, advertising ethical products at discounted prices. They manage to break your business’ price-point, and as much as we would like to believe in customer loyalty, it only occurs in a small number of cases and unfortunately it isn’t enough to keep a business afloat.

Getting the competitive edge

You need something to draw your customers back, so be very clever. One solution is to make a business improvement by modifying your services. This way you can get an advantage and take back the business from your competition. The larger stores may have you beat you in pricing, but even they won’t be able to sell everything.

This is where you sit down and put together a hard research to plan for your next mode of attack. Ask yourself, what is it that your customers are looking for that still isn’t provided by the larger chains? Let’s just say that you decide to stay with the ethical and organic market and plan to add a section in your stores to provide your customers with purchasing specialized live juices and farm fresh organic local produce.

You take the time out to conduct a market analysis and create a marketing plan, and you find that you may have found the perfect advantage necessary to win out against the big chain stores. You make your initial inquiries, determine your costs for improvements and make tentative deals with local organic farmers, discovering that your plan is both sound and profitable.

The problem is, now you have the perfect idea, but you don’t have the capital to follow through. Your finances have been stretched with the second store and you don’t want to over-extend your debt by going to the bank for a loan, and paying more hefty fees. How will you bounce back without sacrificing your other location, or mortgaging away your profitability?

Potential road-blocks to success

So you probably may go to your local bank as a first stop. However, to apply for a business loan from a bank, you will probably need a great amount of preparation before applying for finance. You will need to fill out a substantial amount of paperwork including a business plan, cash flow projection report, a personal finance statement, your previous business tax returns, a credit rating report as well as numerous other business reports. Even after applying for a business loan, the chances of approval are quite slim, and you may have to wait a long time to receive the funds, and that is just in the event your business loan is actually approved.

Also, most small business owners know that angel investment can be detrimental to operations and ownership, not to mention that angel investors are few and far between, and tend to invest on an infrequent basis.

An immediate “hassle-free” finance strategy

Fortunately you can eliminate the hefty paperwork and delayed processing times by choosing to go with “business cash advances”. A business cash advance gives you the capital necessary without the need of immediate repayment, and it gives you the funds right away.

You can use the business cash advance for whatever you wish:

Advertising
New Location
Pay down debt
Inventory
Remodeling

This method also ensures that you retain ownership. After all, isn’t that the reason you got into your own business in the first place?

By following the tips above, you will find that not only are you able to maintain your business profitability, but you will be able to build on your dreams of lifelong financial independence and business success.